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MARINE INSURANCE

Canadian marine insurers, compared.

Coverage, premium, claim turnaround, exclusions. We don't underwrite — you pick, the broker writes the policy.

Boat: Any boat Power Sail Fishing Commercial
Coverage: Any coverage Liability Hull · ACV Agreed value Racing
Region: All Canada BC Ontario Québec Atlantic Prairies
Insurers shown
6 / 6
Lowest premium / yr
$220
Median claim turnaround
10 d
NP

Northern Pacific Marine

PARTNER
★ 4.8 (412) · Since 1962 · BC · AB · SK · MB

West-coast specialist. Strong on commercial-fishing & live-aboard policies.

  • ✓ Agreed-value
  • ✓ Salvage & wreck removal
  • ✓ Live-aboard endorsement
Liability Hull · ACV Agreed value Power Sail Fishing
Premium / yr
$480 – $2,400
Claim
8 d
Regions
4
GL

Great Lakes Mutual

PARTNER
★ 4.7 (286) · Since 1948 · ON · QC

Founded by yacht clubs around Lake Ontario. Racing-program friendly.

  • ✓ Racing endorsement
  • ✓ Layup credit
  • ✓ New-for-old up to 5 yr
Liability Hull · ACV Agreed value Racing Sail Power
Premium / yr
$420 – $3,100
Claim
6 d
Regions
2
AA

Atlantique Assurance

PARTNER
★ 4.7 (198) · Since 1971 · QC · NB · NS · PE · NL

Bilingual atlantic broker. Commercial-fishing book is the largest east of QC.

  • ✓ Commercial fishing tier
  • ✓ Bilingual claims
  • ✓ Salvage corps on retainer
Liability Hull · ACV Agreed value Power Sail Fishing Commercial
Premium / yr
$560 – $4,800
Claim
10 d
Regions
5
IY

Inland Yacht Club Plan

GROWTH
★ 4.6 (102) · Since 1995 · ON · QC · MB

Group plan through partner yacht clubs — membership required.

  • ✓ Yacht-club discount
  • ✓ Pay-monthly option
  • ✓ Loaner boat clause
Liability Hull · ACV Sail Power
Premium / yr
$380 – $1,900
Claim
12 d
Regions
3
AS

Angler Shield

GROWTH
★ 4.5 (88) · Since 2009 · BC · AB · ON · QC · NB · NS

Trailerable fishing boats only. Includes fishing-tackle coverage by default.

  • ✓ Tackle coverage
  • ✓ Trailer included
  • ✓ Tournament rider
Liability Hull · ACV Fishing Power
Premium / yr
$290 – $1,450
Claim
9 d
Regions
6
RM

RCM Mutual

STARTER
★ 4.4 (41) · Since 2018 · NS · NB · PE

Liability-only mutual for small craft under 26 ft.

  • ✓ Liability-only
  • ✓ No survey under 16 ft
  • ✓ Quick bind
Liability Power Fishing
Premium / yr
$220 – $780
Claim
14 d
Regions
3

Provincially licensed

Every listed insurer holds an FSRA (ON), AMF (QC) or equivalent provincial licence.

No hidden commission

We take no commission on the written policy.

Plain-language definitions

Agreed value, ACV, liability, deductible — every term explained in EN & FR.

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